Address your skin’s needs through a holistic approach to facial skincare

(BPT) – Many women cite a number of external factors that can trigger sensitive skin flare-ups, including harsh ingredients, weather and makeup. What they may not know is that lifestyle choices can also influence the health and appearance of their skin.

Different lifestyle factors, including diet, fitness and stress management can affect skincare in addition to the facial skincare products used. -Simple, a line of facial skincare products that is perfect even for sensitive skin, recognizes this, and therefore, takes a holistic approach to skincare by focusing on the link between all of the factors that impact skin.

Simple is launching The Simple Advisory Board, a panel of leading industry experts who offer advice for a complete approach to skincare. Board members are sharing tips to help achieve natural, healthy-looking skin all year long through a balanced, holistic lifestyle approach.

* Dr. Debra Luftman is a Board Certified Dermatologist who believes that healthy skin can have a positive impact on overall health. She also firmly believes skincare does not need to be complicated to be effective.

Top tip: Sooth tired eyes with a cool home remedy

Sometimes when eyes are feeling tired or irritated, the wakeup call they need might be found in the refrigerator! Chill spoons in the refrigerator and place them over your eyes for an instant soothing sensation and an immediate, chilly jolt back to life. Dr. Luftman says, “your eyes will feel cool and look refreshed, the blood vessels around your eyes will shrink and eye circles will appear to vanish!”

* Trainer-to-the-stars, Kacy Duke – whose client list reads like a red carpet who’s who – is one of the most sought-after personal trainers and fitness consultants in the world, in addition to being one of the founders of Equinox Fitness Clubs.

Top tip: Get moving and get skin fit

Exercise can be hard to fit into busy schedules and often takes a back seat to other priorities. On the days when you cannot make it to the gym, find alternate ways to squeeze in some movement so your daily routine can help you pick up the slack. Take the stairs over the escalator, get off the bus a few stops early or jump around the living room to your favorite song. By finding ways to move – even on non-gym days – you promote better blood flow and circulation, which show in the health and beauty of your skin.

* Gita Bass is no stranger to the stars. She’s credited with creating amazing looks for many celebrities on and off camera and is the talent behind numerous editorial photo shoots and advertising campaigns.

Top tip: Take it all off (makeup that is) before hitting the sheets

One of my top tips for a great make-up look is to start with the proper base: prepping your skin. If your skin is smooth and even, then your makeup is halfway done, which makes getting ready for a night out much easier. Just because you look amazing for a special date or dinner with friends doesn’t mean that you can forget about your skin once you get home (even if it’s past your bedtime). The best way to ensure your skin achieves a natural, healthy glow is by getting into the routine of cleansing before bedtime. Overnight, skin needs oxygen to repair itself, and sleeping in make-up can clog pores, causing breakouts and puffy eyes. Gita’s favorite way to cleanse gently and rid skin of impurities before sleep is with the new Simple Foaming Cleanser.

* Ellie Krieger is a “New York Times” bestselling author and host of the Food Network and Cooking Channel’s hit show “Healthy Appetite.” A registered dietitian, Krieger holds a master’s degree in nutrition from Columbia University. Her success can be attributed in part to her unique way of offering real life advice without any of the gimmicks and crash diets that permeate today’s trends.

Top tip: Put tomatoes to the test

Fine lines are a natural part of aging, but you can help combat them with the right diet. Tomatoes, in particular, contain an antioxidant that is proven to reduce skin cell damage, which can often lead to fine lines. Try an easy spinach salad with chopped tomatoes. Go the extra mile and top your salad with almonds or sunflower seeds. The vitamin E found in these nuts and seeds can help further protect against cell damage.

* Dr. Josie Howard is a board-certified psychiatrist with a practice dedicated to general adult psychiatry. She specializes in psychodermatology, an area of medicine that focuses on the relationship between stress, emotional well-being and skin health.

Top tip: Say it with a smile

Any level of emotional stress we experience can readily be detected on our face, whether it is seen through breakouts, irritation, blushing and of course, frowning. When we smile, we look better, less tired and more refreshed. An added benefit of smiling is that our brains interpret this as a signal that we really are happy and content. Moreover, smiling can help others react to us in a more positive way, which can lead to better and less stressful interactions (or a better and less stressful experience). For more information about Simple and tips from the Simple Advisory Board visit While there, check out the Simple Sense diagnostic tool to receive a personalized skincare routine that includes lifestyle tips.

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Curb Appeal Can Improve the Chances of Your Home Selling Faster

Unknown  Design Is The Most Important Aspect Of Your Landscaping and Improving the Value of Your Home.

Simple changes can affect anyone’s life. Whether it’s in your diet, exercise routine or even taking time to de-stress, you will feel better afterward. The same goes for landscaping and using the tips in this article can be the first steps towards fixing the look of your home and improving your curb appeal.

Use native plants whenever you landscape. When you are landscaping your yard or garden, make sure you use flowers, shrubs and trees that are considered to be local to the area. Native plants will thrive in the poorest of soils, are less likely to require a lot of water, and will survive in even the most extreme weather conditions.

If you are a beginner to landscaping, examine the older trees on your property to ensure they are safe and are not falling down. In order to protect your home or other items on your property, you may want to hire a professional tree limber that can ensure the safety of the property.

A great landscaping tip that anyone and everyone should implement is to sketch out what they would like their landscaping to look like before starting out on any work. Making a detailed sketch will give you something to refer to while you work and it will also give you an idea of what your project will look like upon completion.

When planning a landscaping project for your house, you might want to consider talking to a professional first. While you most likely will not need to bring in a designer to oversee the entire project, getting some professional advice may just save you from making expensive mistakes in the future.

One tip at a time is like taking one step at a time, so print out this article and tackle each item, one by one. This enables you to affect real change, while still not feeling overwhelmed by the work you have to put in, but only if you get to work today.

To search for real estate in the Killeen, Harker Heights, Copperas Cove and Greater Fort Hood areas visit us at:

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Real Estate Tips – Killeen, Texas

Tax Advantages Of Buying A New Home

Real estate is purchased for many reasons today. Some people purchase a house to make into a home, while others purchase buildings for rental purposes or to renovate and sell at a profit. People want to be able to purchase property successfully, avoiding the pitfalls, so they can make money rather than losing it. Time to start now. There is advice here that could help you on the road to successful real estate investing.

Purchasing a home in a manufactured home park can seem like a money saving idea. Keep in mind that these parks often times carry large fees for new owners, as well as fees if you ever want to remove the home from the park. Read any and all materials on or about the park before you agree to a purchase.

An auction on a home that is being foreclosed can seem like a great way to get a good price. Keep in mind that there may be hidden liens or back taxes on the property that you will have to pay if you win it. Also, you can get sucked into the competition of winning, and end up going over your budget.

A terrific tip for prospective home buyers is to do the majority of their house hunting during the months of August and September. No doubt spring and summer months tend to see increased activity in the real estate market. So, waiting until later in the year can pay great dividends! Decreased competition for attractive properties and more motivated sellers who are more receptive to negotiation is a plus.

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Upcycling: Breathe new life into decor with a dash of DIY inspiration

Not only are you doing something good for the environment – and likely your pocketbook – by restoring something, you’re embracing your inner creativity. You can make a truly one-of-a-kind decor piece, tailored to your personality and style.

This notion of restoring and reusing items that would otherwise be cast aside to the junkyard or thrift store is called “upcycling,” and it’s a trend that has caught on quickly, especially in home design. With a little inspiration, creativity and the right tools, you can tackle countless decorating projects with things you already have around your home. And the best part? Upcycled pieces make for great conversation starters, often tell a good story and can even be sold for a much higher price than you put into them.

So where do you start? Here are some helpful tips for tackling your own upcycling projects.

Start with a little inspiration

Take a look through magazines, home design blogs and websites to gather inspiration. Look for pieces that catch your eye and have the same structure and “bones” as the items in your home that you’d like to restore.

For example, is filled with inspiring and low-cost do-it-yourself projects, tool recommendations and step-by-step instructions to help you transform just about anything while bringing a new perspective to home renovation and decoration. You can even sign up to receive weekly project inspiration right to your email inbox.

Shop around without breaking the bank

Decorating your home doesn’t have to cost a fortune. Look around your basement, attic, or at yard sales and consignment shops for free or inexpensive items that you might be able to breathe new life into. The old adage “never judge a book by its cover” would apply here. Do your best to look beyond an item’s current condition and let the inspiration you’ve gleaned take over as you see its full potential in a different light. If the piece has some defects, don’t immediately overlook it. Sometimes perfection and personality can be found in the imperfection.

Secrets of upcycling success

The secret to any do-it-yourself project is to plan ahead. Beyond finding the inspiration for a project, gather the supplies and tools you’ll need, read up on step-by-step instructions, dedicate a roomy workspace where everything is at your fingertips, and be sure to carve out time to focus on the project.

But the No. 1 secret of upcycling success is to be patient and not get discouraged. If at first you don’t succeed, try, try again. It’s OK to make mistakes because sometimes you’ll uncover hidden beauty during the process. The important part is that you find the whole experience of restoring and reusing rewarding.

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Basic Knowledge About Credit Cards

Visa-Mastercard  Basic Knowledge About Credit Cards For You

It’s important to use credit cards properly, so that you stay out of financial trouble, and boost your credit scores. If you don’t do these things, you’re risking a poor credit score, and the inability to rent an apartment, buy a house or get a new car. Read on for some tips about how to use credit cards.

When you are unable to pay off one of your credit cards, then the best policy is to contact the credit card company. Letting it just go to collections is bad for your credit score. You will find that most companies will let you pay it off in smaller amounts, as long as you don’t keep avoiding them.

Exercise some caution before you start the process of applying for a credit card offered by a retail store. Every time you apply for a retail credit card, an inquiry is noted on your credit report. If you’re declined by a few retail chains, for example, you can actually hurt your credit rating in the long term.

Decide what rewards you would like to receive for using your credit card. There are many options for rewards that are offered by credit card companies to entice you to applying for their card. Some offer miles that can be used to purchase airline tickets. Others give you an annual check. Choose a card that offers a reward that is right for you.

Late fees should be avoided as well as overlimit fees. Both are costly, but you will pay not only the fees tied to these mistakes, but your credit score will dip as well. Keep an eye on your balance and exercise more caution as you approach your credit limit.

Credit card use is important. It isn’t hard to learn the basics of using credit cards properly, and reading this article goes a long way towards doing that. Congratulations, on having taken the first step towards getting your credit card use under control. Now you just need to start practicing the advice you just read.

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Investing In Real Estate – Killeen, TX

Put Your Worries To Rest, Read This Article All About Real Estate Investing

You are here because you are considering getting started as a real estate investor. You’re probably also thinking that it seems rather overwhelming when you look at the whole picture. Well, never fear because you’re about to learn a few things, and the more you know the easier everything will seem.

If you’re going to want to do some home projects on your property, then you need to make sure you know what you’re doing. When home improvements are done wrong, it could really make your real estate drop in value. It may just be best to hire someone that knows how to fix the problems the property has.

Look over the entire neighborhood before buying a property. Great neighborhoods are always high in value, but shaky ones can be a risk. Location will always be the key determinant for a property’s value.

Avoid buying property that is dirt cheap. Even a tempting price can leave you stuck with a property for extended lengths of time due to no buyers. Invest what you have to into something of value that is more likely to return your investment.

Find a contractor to work with that you can get along with. There’s no reason to get someone to help you with fixing up the real estate you invest in if you don’t like how they operate. You can save yourself a lot of frustration if you just find someone that you know will work well with you.

Have multiple exit strategies for a property. A lot of things can affect the value of real estate, so you’re best having a short term, mid-term, and long term strategy in place. That way you can take action based off of how the market is faring. Having no short term solution can cost you a ton of money if things go awry quickly.

How does it feel knowing you’re getting serious about investing in real estate? You never know, you might just be the next Donald Trump. Of course, make the investment decisions that are right for you, and always be aware of the risk and reward. You are going to do just fine.

For more information on how to invest in real estate go to our Investor Center.

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Killeen, Texas

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Millennials take new approach to work-life balance

(BPT) – More and more, Millennials are on the road for work. In an average month, one in four business-traveling Millennials travel overnight for work at least once per week.

As the line between “personal” and “business” grows thinner and thinner for this generation, Millennials are increasingly finding adventure through business. More than any other group, Millennial business travelers are more likely to add on extra days to their business trip for leisure travel (84 percent) according to the Hilton Garden Inn Discovery and Connection Survey. Millennials are funding these adventures through their business trips, too. The vast majority of this group (85 percent) is more likely to use reward points from their business travel to book a vacation, compared to a year ago.

Business travel across the nation is on the rise. According to the Global Business Travel Association, U.S. business travel is expected to grow 5.1 percent. As more Millennials hit the road for work, they are keeping top of mind a few, simple business travel perks to fulfill their appetite for personal adventure and discovery:

* Fly for free – Those flying for business can earn airline miles in their name. These business miles quickly add up, allowing travelers to upgrade seats or add another destination without accruing additional cost. Business travelers can then use these miles to bring a friend or loved one on the trip with them – quickly transitioning from business to family vacation or romantic getaway once the weekend hits.

* Earn hotel perks – Frequent stays in hotels offering rewards programs can grant business travelers benefits like free overnight stays, late checkout, and complimentary breakfast. These extras turn a business trip into much more, especially when additional nights are used to extend a business trip into a vacation.

Some hotels have seasonal programs, such as Hilton Garden Inn and Hilton HHonors Triple Your Trip promotion, which offers guests around the world the opportunity to earn double or triple HHonors’ points while enjoying the signature Hilton Garden Inn Bed n’ Breakfast deal that includes breakfast for each adult staying in the same room, and free meals for kids 12 and under.

* Discover local hidden gems – Cities often encourage business travelers to experience the local culture while in town and provide package deals with discounts to restaurants, tickets to local shows or events, helpful tips to find transportation in the city and even sightseeing opportunities to explore during free time. This becomes even more common when a city is hosting a large business gathering, such as an industry convention.

Millennials continue to be at the forefront of achieving work-life balance – utilizing business travel to discover new cities, explore local cultures, taste authentic cuisines and connect with new people across the country and around the globe.

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